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Baccarat House Edge and Odds

House Edge in Baccarat

The following tables shows the house edge for every bet depending on the number of decks used in the game.

baccarat house edge with different number of cards

In this situation with a tie the payout would be 8-1. Some casinos have played around with the commissions charged. One Las Vegas casino routinely charged 4% commission, which resulted in the house having a .60% edge on the banker bets. Other casinos charge a 3% commission. Some casinos have even offered commission free banker bets up to bets of $100 in order to give the player a bigger edge. Since the players had an edged of roughly 1.24% that set up did not last very long because it benefitted the players too well. The following table exemplifies the house edge, based on six decks, with the baker bet depend on the commission charge.

house edge compared to commission

When a bet is tied the payout may also differ significantly. There were 9-1 ties in many casino in the past, however they found that card counting was happening too often at this level. Today, payouts are low enough that card counting is not worthwhile and will not result in increased winnings. The following table shows the edge the house has on tie bets when six decks of cards are played with, based on the various payoffs.

house edge in baccarat on a tie

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