Baccarat Chemin de Fer
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In Baccarat Chemin de Fer the players sit around the table and six packs of cards are shuffled together for the game. In the middle of the table sits a bucket where the used cards are placed. Players draw straws so to speak to choose their seat. The first place draw sits on the right of the croupier and the rest of the players follow around him.
The cards are shuffled by the croupier and then passes them around the table allowing each player to shuffle them if so desired. When the cards are returned to the croupier he shuffles them again and offers them to be cut by the player to his left. Then, the croupier will take the cards and hand a stack of cards to the player on his right to act as the dealer, i.e. “banker.”
The dealer places his bet and other players place theirs. Any of the other players, called punters, may say “banco” and play against the entire bank stake. If nobody choose to do this then every player should place their bets in front of them.
Now, four cards are dealt face down the first to the punters and the second to himself and so on and so forth until four cards are dealt to each. The player with the highest bet represents the punters. If two players have the same stake then the first one in rotation has preference. Then, the cards are evaluated and if an 8 or 9 is held the game is over and the cards turned over.
If the banker is the winner then he deals again. If not, then the cards are passed to the next player who then becomes banker.
If neither player turns their cards over to announce 8 or 9 then neither of them have it. When this happens a third card may be offered face up. If the player has a six or seven then he will not take the offered card. These rules should be followed strictly. Only when holding a 5 is it okay to decide whether to take another card or not.
At this point the banker must then decide whether or not to draw a card. This will be influenced by the cards in his hand, whether the player drew a card or not, and if so what that card was. Ties do not pay in this version, but the bets remain for the next hand.
Bankers cannot withdraw their earnings. If the dealer chooses to retire from the game he should simply say, “I pass the deal”. At this point any player may take over as banker but the bank must be started with the same amount of money that it had when the last banker was in the game. If no other player wants to commit that much money then the next person to the right of the banker that is leaving will become the banker and can start it with whatever amount he desires.