Baccarat Banque
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The game of Baccarat Banque is a little different than North American baccarat. In this game the banker can continue with a particular bank as long as he is winning. As soon as the banker loses a hand then it is another players’ turn at banking. Generally, three decks of cards are used. However, it is not uncommon to find two or four decks being used. Once the cards are shuffled the banker takes control and usually stays in place until he retires on his own or because he no longer has any money to keep him in the game.
At the beginning, the bank is put on auction, meaning that it will belong to the player willing to risk the most. When it is time to begin the banker will position himself in front of the croupier with the basket in the middle. Punters are located on either side and a full table consists of 10.
Once the cards are shuffled by the croupier they are handed to the banker who may have the lasts shuffle. The banker may also determine who cuts the cards. After each punter has bet the dealer deals three cards to each player beginning with the player on his right. The rules for how to play depending on score is the same as with Baccarat chemin de Fer.
The punter can hold the cards on his side as long as he is winning. When he loses, the next hand that is dealt will begin with the player after him in the rotation.
Players may “go bank” and the first claim belongs to the punter on the banker’s immediate right. Then, to the player on the left.
A player may choose to go bank on a single hand or a cheval, which is two different hands. A player that goes bank and loses may choose to go bank again. If another loss is incurred the player may go bank one final time, but no more after the third time.
Players interested in taking over the bank must play one hand, but after this may choose to retire. When he retires he must say how much money he is retiring with.
When the bank breaks the banker may still continue however only with the agreement that the funds are available to replenish it.
If the punters exceed the bank amount the banker does not have to take responsibility for the excess amount. If he loses, the croupier will pay the punters according to rotation as far out as the money in the bank will go. After this, there is no claim.
Each casino may have their own special rules that relate to their version of baccarat. They are likely to be confusing if you have never played that way before. However, with a little bit of practice and patience you will likely enjoy baccarat or one of its variations considerably.
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